AML Officer

About Monta
Monta's powerful EV charging platform connects the dots in the entire EV charging industry.

Founded in Copenhagen in 2020, Monta is a fast-growing green tech company providing a state-of-the-art software platform for stakeholders in the electrical vehicle (EV) ecosystem: EV drivers, private charge point owners, commercial charge point operators, fleet managers, hardware vendors, grid operators, and many more. At Monta we are value-driven and open and we embrace trust, transparency, passion and impact. We are looking for awesome and motivated people to join our team and help shape our electrical future.

We’ve closed a huge Series B round! 80M EUR and soaring! Our journey so far? An expansion across various markets, prestigious #ISO27001 and B-Corp certifications, and proactive tech revolutionizing the EV charging experience. Not to mention, our growth has skyrocketed 6X since the last round, nearing 1 million monthly charging sessions, and 1,000 #EV drivers joining us daily! Monta will use the EUR 80M funding to double down on its successful software-only strategy by strengthening investments in all markets and improving and expanding its product to new sectors ready to embark on an electrified future.
What are we looking for?We are looking for an experienced AML officer/MLRO to join our team in Copenhagen. As Monta is scaling its financial services, we are contemplating and preparing to apply for an EMI license. You will in the pre-application phase be in charge of setting up the AML framework and working closely with Legal, Risk, Compliance and Product/Engineering to build and implement the required AML framework. Post-application, we foresee that you will report directly to the CEO of the EMI entity and build your own compliance team. In the license approval process, Finanstilsynet will perform a fit & proper assessment of your profile in the regulated “Hvidvaskansvarlig” role.

This is a high-profile role with senior exposure, that will put you in the center of our financial service strategy as we continue scaling. In this role, you will be “directly exposed to the fire” - and as such you must be able to balance needs against resources with a risk-based approach, and communicate complex issues to senior leaders with strong solution-oriented project management skills. However, this role also allows you to have an outsized impact on the financial services setup and our decision-making processes. It will also provide a great learning experience and direct exposure to compliance decision making in your area of expertise and operations at a scale-up with ample growth opportunities.

If this sounds like you, we’re looking forward to recieving your application! During the pre-application phase, you will be reporting to Nick Skovsen, our VP of Operational Excellence, who is responsible for the EMI license project.

Key Responsibilities:

• Design and Oversee the AML/CFT Framework: Develop and maintain an effective and compliant framework. This includes conducting a comprehensive AML risk assessment, crafting policies and procedures based on Monta's activities, customer types (B2B & B2C), transaction types, and risk appetite, and determining an appropriate organizational setup.
• Vendor Selection and Integration: Identify and select suitable vendors for KYC/KYB and transaction monitoring solutions, ensure risk-based calibration.
• Cross-functional Collaboration: Collaborate with product and engineering teams for swift and seamless integration of vendor solutions. Work closely with our financial services team to determine and implement first-line controls. This involves ensuring that the AML/CFT framework is effectively integrated across different departments.
• Risk Assessment and Management: Continually assess money laundering risks, understanding criminal methodologies and the behavior and business practices of customers who may be exposed to risk.
• Setting Up and Managing Internal Controls: Establish and maintain an internal controls framework that supports the firm's AML/CFT compliance. This includes regular monitoring and updating of the controls to ensure they remain effective and compliant with evolving regulations.
• Policy Development and Maintenance: Develop and update Monta’s AML/CFT policies in line with evolving activities and regulatory requirements. Ensure that these policies are effectively communicated and understood across the organization.
• Compliance Reporting and Documentation: Maintain thorough documentation of the firm's AML/CFT policies, risk assessments, and compliance activities. Ensure timely reporting of suspicious activities to the relevant law enforcement agencies.
• Staff Training and Culture Development: Develop and deliver training programs on AML and CTF to employees at all levels, ensuring they understand their personal obligations and the firm's policies. Promote a strong compliance culture within the organization.
• Liaison with Senior Management and the Board: Provide regular updates and advice to the Board of Directors and Senior Management on AML/CFT initiatives, changes in regulations, and compliance performance. Ensure senior management understands their accountability in the context of financial crime risks.
• Legal and Regulatory Liaison: Act as the primary point of contact for regulatory authorities and law enforcement agencies regarding AML/CFT matters. Stay informed about relevant sanctions, prohibitions, or advisory notices, and advise management and relevant staff accordingly.

Requirements

• Strong understanding of and experience with AML laws and regulations in Denmark: Minimum of 3 years of relevant experience in the prevention of money laundering and terrorist financing. Similar relevant experience in public authorities, consulting in AML or other AML regulated sectors will be considered (gaming, gambling…).
• Experience in functions like risk controls, compliance, payment area, credit management, or leadership roles in defense lines can be relevant, experience in a Fintech/Startup environment is a plus.
• Strong communication skills, autonomy and decision making capacities.
• Prior approval in a fit & proper position in an EU financial institution is a strong advantage.
• Analytical skills to detect patterns and anomalies in financial transactions and investigative skills looking into suspicious activities.
• Danish speaking or learning.
• Relevant education in economics, mathematics, law, or financial sector training is a plus.
• No prior convictions or legal issues that would the candidate unfit for the role, particularly offenses related to financial crimes, fraud, money laundering, or any other criminal activities undermining trust and integrity.

Benefits

Monta can offer you...

• Flexible work hours
• Shared Company car + electric bikes in CPH!
• Gym membership
• Free snacks & beverages
• Subsidised plant-based lunch
• Occasional company-wide and team events - both in-person and virtually.
• Learning & development opportunities
• Education budget
• Warrant program
• Pension + Health insurance
• Maternity/Paternity leave

Life at Monta

At Monta, we encourage you to come as you are. To ensure an inclusive product that serves a diverse user group, we need to be a diverse force behind it. We are a company dedicated to revolutionizing the EV industry, thus aspiring to change the world for the better. Furthermore, Monta is committed to our sustainability efforts with several green initiatives such as offering our employees a plant-based-only lunch among many other things.

Why EV less when you can #EVbetter

Kindly submit your application in English