Financial Services Credit Analyst Amsterdam/Munich (m/d/f)

Number of employees

5500

Amsterdam, Netherlands

Posted on: 2023-04-04

Category: emobility

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Expired

Employment type:

Full time

Experience required:

Intermediate

Salary

Salary not provided

About the company:

Lucid is the new generation of EV. Our relentless focus on innovation, luxury, and sustainability drives us into a reality where you no longer have to choose between doing great things, doing the right thing, and doing everything with the highest regard for efficiency and design. There were luxury cars, then EVs, now there’s Lucid.  

Leading the future in luxury electric and mobility
At Lucid, we set out to introduce the most captivating, luxury electric vehicles that elevate the human experience and transcend the perceived limitations of space, performance, and intelligence. Vehicles that are intuitive, liberating, and designed for the future of mobility.
 
We plan to lead in this new era of luxury electric by returning to the fundamentals of great design – where every decision we make is in service of the individual and environment. Because when you are no longer bound by convention, you are free to define your own experience.
 
Come work alongside some of the most accomplished minds in the industry. Beyond providing competitive salaries, we’re providing a community for innovators who want to make an immediate and significant impact. If you are driven to create a better, more sustainable future, then this is the right place for you.

Lucid’s mission is to inspire the adoption of sustainable energy by creating the most captivating luxury electric vehicles, centered around the human experience. Working at Lucid Motors means having a shared vision to power the future in revolutionary ways. Be part of a once-in-a-lifetime opportunity to transform the automotive industry.
 
In this role you will co-develop and execute credit risk management policy and procedure of Lucid Motors in Europe. You will collaborate with internal stakeholders (e.g. Financial Services, Finance, Sales), but also interact with large customers and partners. You will ensure that the credit risk decisions are aligned with the risk appetite of Lucid and remain in balance with achieving commercial objectives

Lucid maintains your privacy according to its Candidate Privacy Notice. If you are a California resident, please refer to our California Candidate Privacy Notice.

At Lucid, we don’t just welcome diversity - we celebrate it! Lucid Motors is proud to be an equal opportunity workplace. We are committed to equal employment opportunity regardless of race, color, national or ethnic origin, age, religion, disability, sexual orientation, gender, gender identity and expression, marital status, and any other characteristic protected under applicable State or Federal laws and regulations.

Notice regarding COVID-19 protocols  
At Lucid, we prioritize the health and wellbeing of our employees, families, and friends above all else. In response to the novel Coronavirus all new Lucid employees, whose job will be based in the United States may or may not be required to provide original documentation confirming status as having received the prescribed inoculation (doses). Vaccination requirements are dependent upon location and position, please refer to the job description for more details.
 
Individuals in positions requiring vaccinations may seek a medical and/or religious exemption from this requirement and may be granted such an accommodation after submitting a formal request to and the subsequent review and approval thereof by our dedicated Covid-19 Response team.
 
To all recruitment agencies: Lucid Motors does not accept agency resumes. Please do not forward resumes to our careers alias or other Lucid Motors employees. Lucid Motors is not responsible for any fees related to unsolicited resumes. 

  • Continuously develop and optimize credit risk policy and procedure
  • Perform KYC, AML and credit risk analysis and recommend decisions aligned with the policy
  • Actively monitor credit risk exposure and react appropriately where necessary
  • Serve as an internal credit analysis subject matter expert
  • Provide support to the partner bank and internal team with underwriting of B2B customers
  • Provide ad hoc support to Lucid Finance and Insurance team related to customer concierge processes and acquisition

  • Requirements:

  • 3-5+ years experience in financial services, banking or rating evaluation industry
  • Direct working experience with credit analysis including balance sheet and P&L analysis, ratio calculation and evaluation
  • Experience of working with external credit bureaus
  • Experience of working customers and commercial organization
  • Excellent analysis, communication and negotiation skills
  • Experience of identification of risk and mitigation strategy
  • Languages: English, German
  • Preferred:

  • Experience with credit analysis of corporate customers from Germany, Netherlands, Switzerland or Norway
  • Working knowledge of risk mitigation tools in Germany, Netherlands, Switzerland or Norway
  • Knowledge of leasing and rental companies business model incl. inherent risks and risk flags
  • Languages: French, Norwegian, Dutch
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