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Zesty.ai

ZestyAI is an artificial intelligence-powered risk decision platform focused on property and casualty (P&C) insurance, providing insurers with granular, data-driven insights to assess and price climate-related and other property risks. The platform offers AI models for wildfire, hail, wind, severe storm, non-weather fire, and non-weather water risks, enabling carriers to make more precise underwriting, pricing, and reinsurance decisions. ZestyAI serves actuarial, underwriting, and executive teams at leading insurance carriers across the United States. ZestyAI's climate relevance lies in its mission to help the insurance industry accurately quantify and respond to the escalating risks posed by climate change, including wildfires and severe weather events. By providing property-level risk scores and insights informed by satellite imagery, aerial data, and machine learning, the company enables insurers to better understand exposure to climate-driven perils, supporting more sustainable and resilient insurance markets. The platform has gained regulatory approval in multiple states, underlining its credibility in addressing complex climate risk modeling challenges. What distinguishes ZestyAI is its combination of AI-native modeling, regulatory trust, and breadth of risk coverage across both weather and non-weather perils. Its ZORRO Discover product provides competitive intelligence and market benchmarking, while its property insights tools offer roof age and structural data at scale. The company is trusted by top insurance carriers and positions itself as a critical infrastructure layer for data-driven decision-making in an era of increasing climate volatility.

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https://zesty.ai
Founded
2017
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